Working capital structured around your cashflow.

Fast secured funding for businesses with predictable revenue.

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Stabilised Fund provides senior secured working capital facilities backed by receivables, contracted income and government entitlements.

If your business generates real revenue, we structure capital around it.

Get in touch

What we fund

We provide tailored facilities across four categories:

  • Unlock up to 90% of your anticipated R&D tax incentive before the ATO pays it.

    Ideal for:

    • Technology companies

    • Biotech

    • Advanced manufacturing

    • Scaling businesses investing heavily in product development

    Structure:

    • Senior secured facility

    • Secured against R&D rebate entitlement

    • Repaid when rebate is received from the ATO

    No need to wait months to grow your business.

  • Asset-backed funding to grow rental fleets and revenue-generating equipment.

    We finance up to 100% of landed equipment cost (subject to borrowing base).

    Ideal for:

    • Medical and health equipment

    • Fitness and therapy devices

    • Industrial rental businesses

    • Capital-intensive operators


    Each draw is structured as a 48-month amortising equipment loan.

    Grow your fleet without exhausting your balance sheet.

  • Accelerate supplier payments or monetise instalment receivables.

    Ideal for:

    • eCommerce businesses

    • Consumer finance platforms

    • Businesses offering instalment payment plans

    • Wholesale distributors

    • Producers and manufacturers

    Structure:

    • Rolling credit facilities

    • Early settlement discount funding

    • Borrowing base against eligible receivables

    Short-dated, self-liquidating exposures aligned to real sales.

  • Borrow against contracted settlement proceeds or trust-held funds.

    Example: Funding secured against Ticketek settlement proceeds payable from ticket sales.

    Ideal for:

    • Event and entertainment

    • Large contracted projects

    • Businesses with identifiable settlement streams

    Structure:

    • Fixed-term senior secured loans

    • Assignment of trust proceeds

    • Controlled collection accounts

    Capital based on contracted revenue, not property security.

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How we’re different from banks

  • We approach your business as an investment partner

  • We underwrite real cashflows

  • We structure around receivables and contracted income

  • We move faster

  • We are commercially pragmatic

  • We use modern treasury rails to settle quickly.

  • We do not rely solely on real estate security

We focus on revenue quality and enforceable payment streams.

Our approach

Every facility is:

Senior secured

Professionally documented

Structured through security agreements and priority arrangements

Supported by reporting and transparency

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Let's structure capital around your revenue.

If your business has receivables, contracted income, government entitlements or recurring revenue – we can structure funding around it.

Request funding discussion

5 steps to your financial future

  • You share the funding amount, purpose, and timeline – plus the cashflow source (receivables, contracts, R&D rebate, rental income, etc).

  • We review the underlying asset or payment stream, and confirm what can be funded, how much, and on what structure.

  • If it’s a fit, we issue you an indicative term sheet outlining:

    • Facility type

    • Pricing

    • Security

    • Repayment mechanics

    • Key conditions

    No surprises. No vague approvals.

  • We complete due diligence, finalise documentation, establish the collection mechanics (where applicable), and settle quickly once conditions are met.

  • You access capital to execute growth – and repayments occur through the agreed cashflow stream (i.e; receivables collections, settlement proceeds, ATO rebate, rental income).

Request funding discussion